Business Insurance

·     Your financial exposure may be limited by your insurance policies that may already provide sufficient cover for the building and its contents as well as for any business interruption. 

Check your policy documents carefully for denial of access cover and notify your insurance brokers and insurance companies immediately. Most insurance companies have 24-hour helplines. 

Disaster Recovery Plan (DRP)

·     If you have one, now is the time to put in place your disaster recovery programme. If you are a small company, you may not have a DRP in place and your anticipated back-up systems may have been rendered inoperable.  If this is the case, contact your solicitor or other professional advisers who may be able to assist

This information was kindly supplied by Julie Gingell of SA Law.